Personal Loan in Dehradun
Overview of Personal Loan in Dehradun
Personal Loan in Dehradun takes care of your immediate need of money to meet any kind of expenses like- any operation, child’s education, house renovation, expansion of business and much more. With Personal Loan Dehradun, you do not have to pledge any collateral with the banks or NBFCs. So, Unsecured Personal Loan in Dehradun offers attractive interest rates for a tenure up to 5 years. But you need to keep this in mind that low cibil score Personal Loan in Dehradun is charged a higher interest rate than the high CIBIL score applicants. The Personal Loan provider in Dehradun offers instant Personal Loan in Dehradun to fulfill your financial needs. Easy Personal Loan in Dehradun offers flexible EMI and loan amount up to Rs. 25 lakhs which may vary for different financial institutions depending on your loan eligibility.
Why you should opt for Personal Loan in Dehradun?
Dehradun, the capital city of Uttarakhand is one of the fastest growing city which is the centre of many high profile schools and government training institutions. Moreover, the city is a visual relief and so is one of the popular tourist spots in India. Dehradun has experienced huge economic and financial growth which has raised the need for personal finances. As a result, Personal Loan Dehradun has gained huge popularity among the people. You can easily opt for urgent Personal Loan in Dehradun by submitting very minimum documents. Personal Loan in Dehradun gets easily approved and disbursed which makes your loan process a hassle-free one. Low interest Personal Loan in Dehradun requires good CIBIL score, stable income source, and good repaying capacity.
Here are the reasons as to why should you go for Personal Loan Dehradun-
- You can apply for Online Personal Loan in Dehradun anytime anywhere without worrying much.
- Personal Loan Dehradun requires simple paperwork with easy EMI option.
- There is no need of any collateral to keep with the financial institutions when you are going for Unsecured Personal Loan in Dehradun.
- You can avail Personal Loan Dehradun up from Rs. 25,000 to Rs. 25 lakhs depending on your eligibility.
- The flexible loan tenure for Easy Personal Loan in Dehradun ranges from 1 year to 5 years.
- Personal Loan in Dehradun for self employed satisfies the need for self employed individuals and Personal Loan in Dehradun for salaried fulfills the financial need of salaried individuals.
- You can check Personal Loan in Dehradun eligibility online before you apply for Personal Loan Dehradun.
Eligibility Criteria for Personal Loan in Dehradun
Personal Loan in Dehradun can be easily availed by fulfilling the minimum eligibility criteria. You need to maintain a minimum credit score of 750 or above with a good income. Also, for low interest Personal Loan in Dehradun, you can apply at an early age.
Following are the eligibility criteria for Personal Loan in Dehradun-
|
Personal Loan in Dehradun Eligibility Criteria |
Salaried |
Self-Employed |
|
CIBIL score |
750 or above |
750 or above |
|
Age of Applicant |
21-60 years |
25-65 years |
|
Profession |
Works in any private sector, MNCs or in any govt organization |
Business Professionals, public or private ltd. companies, sole proprietorship firms, partnership firms, etc. |
|
Income |
Minimum of Rs. 20,000 |
MinimumTurnover of Rs. 1 crore |
|
Work Experience |
Minimum 2 years of work experience with at least 1 year in the present company |
Business Continuity for at least 3 to 5 years |
|
Loan Amount |
Up to Rs. 25 lakhs (varies according to the financial institution) |
Up to Rs. 30 lakhs (differs according to the financial institutions) |
Documents required for Personal Loan in Dehradun
Here are the necessary testimonials that you need to submit when applying for Personal Loan in Dehradun-
- Passport size photo
- Address Proof- Driving License, Any Utility Bills like- Electricity, Water or Gas Bills, Passport.
- Application Form for Personal Loan
- ID proof- Ration Card, Passport, AADHAR Card, PAN Card.
-
For Self-Employed
- Audited Balance Sheet and Copy of Profit & Loss account of the last 2 years.
- Verified and valid papers of Partnership Deed/Trade License/Memorandum and Articles of Association/Sales Tax Certificate.
- ITR details of the last 3 years.
-
For Salaried
- Last 3 months salary slip.
- Form 16.
- Last 6 months updated bank a/c statement.
Personal Loan Interest Rates in Dehradun of different Financial Institutions
You can apply for Personal Loan in Dehradun by comparing the Personal Loan interest rates in Dehradun of different financial institutions-
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
YES Bank Personal Loan in Dehradun |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
IndusInd Bank Personal Loan in Dehradun |
1-5 years |
12.99%* |
4% of outstanding principal |
0.25% to 2.50% |
|
Axis Bank Personal Loan in Dehradun |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
ICICI Bank Personal Loan in Dehradun |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
SBI Personal Loan in Dehradun |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
HDFC Bank Personal Loan in Dehradun |
1-5 years |
10.99%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
Capital first Personal Loan in Dehradun |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
Kotak Mahindra Bank Personal Loan in Dehradun |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
Fullerton India Personal Loan in Dehradun |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
Indiabulls Venture Capital Personal Loan in Dehradun |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
Aditya Birla Capital Personal Loan in Dehradun |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
IDFC First Personal Loan in Dehradun |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
TATA Capital Personal Loan in Dehradun |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
Bajaj Finserv Personal Loan in Dehradun |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
ECL Finance Personal Loan in Dehradun |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
