Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Jamnagar
Overview of Personal Loan in Jamnagar
Personal Loan in Jamnagar offers financial help against any kind of monetary crisis. Easy Personal Loan in Jamnagar requires very minimum documentation and offers flexible EMI option. Personal Loan Jamnagar do not pledge any collateral to secure the loan. Unsecured Personal Loan in Jamnagar can be availed up to Rs. 25 lakhs with a repayment tenure up to 5 years. Many Personal Loan Providers in Jamnagar offers Easy Personal Loan in Jamnagar at a lowest interest rate. You need to have a minimum CIBIL score of 750 or above and good repaying capacity to avail low interest Personal Loan in Jamnagar. Very minimum processing fees with no hidden charges are involved for obtaining Personal Loan in Jamnagar. Low cibil score Personal Loan in Jamnagar is charged a higher interest rate.
Why you should opt for Personal Loan in Jamnagar?
Jamnagar, is a well-known city of Gujarat, witnessing a huge growth in business & infrastructure. This growth has increased the city’s economy and has raised the living standard of the people. So, people are in need of Unsecured Personal Loan in Jamnagar to meet their personal needs. With Easy Personal Loan in Jamnagar, you can repay your loan within the period of 5 years with easy EMI options. Your immediate need for cash gets easily fulfilled with Instant Personal Loan in Jamnagar. To avail Personal Loan Jamnagar at a lower interest rate, you need to have high CIBIL score and stable income source.
Following are some important points as to why should you opt for Personal Loan in Jamnagar-
- Personal Loan in Jamnagar for salaried and Personal Loan in Jamnagar for self-employed are available to help the salaried and self- employed individuals at the time of their need.
- Online Personal Loan in Jamnagar makes your loan process easy, convenient and hassle-free.
- Unsecured Personal Loan in Jamnagar offers loan amount up to Rs. 25 lakhs (may vary) with minimum processing fees.
- You can easily avail Personal Loan Jamnagar at an attractive interest rate based on your eligibility criteria.
- Instant Personal Loan in Jamnagar offers instant cash which you can repay from 1 year to 5 years.
- You can apply for Personal Loan Jamnagar by comparing personal loan interest rates of different banks & NBFCs in Jamnagar.
- Use of Personal Loan in Jamnagar can be done for meeting expenses of house renovation, vacation, wedding. Medical emergencies and much more.
Eligibility Criteria for Personal Loan in Jamnagar
You need to fulfill Personal Loan Eligibility Jamnagar to avail low interest Personal Loan in Jamnagar.
Following are the common eligibility criteria for Easy Personal Loan in Jamnagar-
|
Personal Loan in Jamnagar Eligibility Criteria |
Salaried |
Self-Employed |
|
Age of Applicant |
21 years – 60 years |
25 years – 65 years |
|
Profession |
Working in private sectors or any MNCs, or govt organization |
Public or Private Ltd. companies, Business Professionals, partnership firms, sole proprietorship firms, etc. |
|
Loan Amount |
Up to Rs. 25 lakhs (varies with banks) |
Up to Rs. 30 lakhs (varies with the banks and NBFCs) |
|
Income |
Min amt Rs. 20,000 |
Min Turnover- Rs. 1 crore |
|
CIBIL score |
750 or above |
750 or above |
|
Work Experience |
At least 2 years of work experience and minimum 1 year in the present company |
Continuity of Business for at least 3 years |
Documents required for Personal Loan in Jamnagar
You need to submit very minimum documents for Personal Loan in Jamnagar. Following are the documents required for Personal Loan in Jamnagar-
- Passport size photograph
- Application form
- ID Proof- AADHAR Card, PAN Card, Ration Card.
- Proof of Residence- Passport, Utility Bills like- Gas or Electricity, Water Bills, Driving License.
-
For Self-Employed
- Balance Sheet audited of last 2 years and Copy of P&L statement of last 2 years
- ITR of last 36 months.
- Verified documents of Memorandum and Articles of Association/Partnership Deed/Trade License/Sales Tax Certificate
-
For Salaried
- Form 16.
- Last 3 months salary slip.
- Last 6 months updated bank statement.
Personal Loan Interest Rates in Jamnagar of different Financial Institutions
Following is the list of Personal Loan Interest Rates in Jamnagar of different banks and NBFCs-
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
IndusInd Bank Personal Loan in Jamnagar |
1-5 years |
12.99%* |
4% of outstanding principal |
0.25% to 2.50% |
|
YES Bank Personal Loan in Jamnagar |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges. |
2% or 3% of the principal |
|
ICICI Bank Personal Loan in Jamnagar |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
SBI Personal Loan in Jamnagar |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
Indiabulls Personal Loan in Jamnagar |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
Bajaj Finserv Personal Loan in Jamnagar |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
Kotak Mahindra Bank Personal Loan in Jamnagar |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
Fullerton India Loan in Jamnagar |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
TATA Capital Personal Loan in Jamnagar |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
Axis Bank Personal Loan in Jamnagar |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
Capital first Personal Loan in Jamnagar |
1-5 years |
16% |
4% of outstanding |
Up to 2.49% of the loan amount |
|
Aditya Birla Personal Loan in Jamnagar |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
IDFC First Personal Loan in Jamnagar |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
HDFC Bank Personal Loan in Jamnagar |
1-5 years |
10.99%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
ECL Finance Personal Loan in Jamnagar |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
