Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Uttar Pradesh
Overview of Personal Loan in Uttar Pradesh
Personal Loan in Uttar Pradesh offers monetary ease from your financial hardship. With the help of Personal Loan in Uttar Pradesh, you can meet almost all kinds of financial needs like- medical bills, business expansion, child’s education, house renovation and much more. Easy Personal Loan in Uttar Pradesh does not need any collateral or mortgage to keep with the bank. Unsecured Personal Loan in Uttar Pradesh requires very minimum paperwork with flexible loan tenure up to 5 years and easy EMI option. Many states of Uttar Pradesh also offers Personal Loan, such as- Personal Loan Agra Uttar Pradesh, Personal Loan Aligarh Uttar Pradesh, Personal Loan Meerut Uttar Pradesh, Personal Loan Lucknow Uttar Pradesh, Personal Loan Delhi Ghaziabad Uttar Pradesh, Personal Loan Mathura Uttar Pradesh and so on. You can easily avail Personal Loan in Uttar Pradesh at an attractive interest rate. But low cibil Personal Loan Ghaziabad Uttar Pradesh is charged a higher interest.
Why you should opt for Personal Loan in Uttar Pradesh?
Uttar Pradesh is a northern state in India which is very popular for the agriculture and service sector. The state is expanding its growth in various sectors like- hotel industry, travel, insurance, tourism, and finance industry. So, with the economic growth in Uttar Pradesh, the need for Personal Loan in Uttar Pradesh has also increased. You can also avail Personal Loan Mathura Uttar Pradesh, Personal Loan Delhi Ghaziabad Uttar Pradesh, Personal Loan Lucknow Uttar Pradesh, Personal Loan Meerut Uttar Pradesh, Personal Loan Aligarh Uttar Pradesh, Personal Loan Agra Uttar Pradesh to meet your needs. You can also apply Personal Loan Noida Uttar Pradesh without keeping any collateral. Using Urgent Personal Loan in Uttar Pradesh, you can obtain instant cash to overcome your monetary emergencies.
Following are some of the reasons as to why should you go for Personal Loan in Uttar Pradesh-
- Low cibil score Personal Loan Ghaziabad Uttar Pradesh offers monetary support but at a higher interest rate.
- With Instant Personal Loan in Uttar Pradesh, you need not have to specify the reason for the loan and can use as per your need.
- Easy Personal Loan in Uttar Pradesh offers easy EMI facility within the tenure of 1 year to 5 years.
- Online Personal Loan in Uttar Pradesh can be easily applied at your own flexible time and comfort.
- Personal Loan in Uttar Pradesh is offered at an attractive interest rates with low processing fees and no hidden charges.
- Personal Loan in Uttar Pradesh offers loan amount starting from Rs. 25,000 to Rs. 25 lakhs.
Eligibility Criteria for Personal Loan in Uttar Pradesh
To obtain low interest Personal Loan in Uttar Pradesh, you need to fulfill the minimum eligibility criteria. You need to apply for Personal Loan in Uttar Pradesh at an early age to have a high repaying capacity. Moreover, you need to have a minimum CIBIL score of 750 or above with a stable income source to apply for Personal Loan in Uttar Pradesh. Low cibil Personal Loan Ghaziabad Uttar Pradesh can also avail Personal Loan in Uttar Pradesh at a higher
interest rate.
Here are the eligibility criteria for Personal Loan in Uttar Pradesh-
|
Personal Loan in Uttar Pradesh Eligibility Criteria |
Salaried |
Self-Employed |
|
Income |
Min amount. Rs. 20,000 |
Min Turnover- Rs. 1 crore |
|
Age |
21 years to 60 years |
25 years to 65 years |
|
CIBIL score |
750 or above |
750 or above |
|
Profession |
Working in any govt organization, private sectors or MNCs. |
Sole proprietorship firms, Public or Private Ltd. companies, Business Professionals, partnership firms, etc. |
|
WorkExperience |
Minimum 2 years with at least 1 year in the present organization |
Continuity of Business for a minimum of 3 years |
|
Loan Amount |
Up to Rs. 25 lakhs (varies) |
Up to Rs. 30 lakhs (varies) |
Documents required for Personal Loan in Uttar Pradesh
For Personal Loan in Uttar Pradesh, you need to submit very minimum documents which are as follows-
- Application form
- Proof of ID- AADHAR Card, PAN Card, Ration Card.
- Passport size photograph
- Proof of Residence- Driving License, Utility Bills like- Water or Electricity, Gas Bills, Passport.
-
For Self-Employed
- Balance Sheet (audited) as well as Copy of P&L statement of last 2 years
- Verified testimonials of Partnership Deed/Memorandum and Articles of Association/Trade License/Sales Tax Certificate
- Copy of ITR of last 36 months.
-
For Salaried
- Last 3 months of salary slip.
- Last 6 months updated bank statement.
- Form 16 copy.
Personal Loan Interest Rates in Uttar Pradesh of different Financial Institutions
You can easily compare Personal Loan Interest Rates in Uttar Pradesh of different banks and NBFCs-
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
Axis Bank Personal Loan in Uttar Pradesh |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
YES Bank Personal Loan in Uttar Pradesh |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges. |
2% or 3% of the principal |
|
ICICI Bank Personal Loan in Uttar Pradesh |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
Aditya Birla Personal Loan in Uttar Pradesh |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
TATA Capital Personal Loan in Uttar Pradesh |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
Kotak Mahindra Bank Personal Loan in Uttar Pradesh |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
Bajaj Finserv Personal Loan in Uttar Pradesh |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
HDFC Bank Personal Loan in Uttar Pradesh |
1-5 years |
10.99%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
IndusInd Bank Personal Loan in Uttar Pradesh |
1-5 years |
12.99%* |
4% of outstanding principal |
0.25% to 2.50% |
|
IDFC First Personal Loan in Uttar Pradesh |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
Capital first Personal Loan in Uttar Pradesh |
1-5 years |
16% |
4% of outstanding |
Up to 2.49% of the loan amount |
|
Fullerton India Loan in Uttar Pradesh |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
SBI Personal Loan in Uttar Pradesh |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
Indiabulls Personal Loan in Uttar Pradesh |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
ECL Finance Personal Loan in Uttar Pradesh |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
