Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Ahmedabad
Overview of Personal Loan in Ahmedabad
You can avail Personal Loan in Ahmedabad which is an unsecured loan, to avail a Personal Loan in Ahmedabad you don’t have to mortgage any of your property or security. Unsecured Personal Loan in Ahmedabad will give you the full support to fulfil all you dreams. You can use Personal Loan in Ahmedabad for purchasing electronic, emergency medical help, child’s education, wedding, holiday, or house renovation you can use the Personal Loan in Ahmedabad the way you want. Personal Loan in Ahmedabad without CIBIL check is impossible. If you are availing Personal Loan in Ahmedabad online your interest rate will be lower. Personal Loans in Ahmedabad offer an amount from Rs. 25,000 to Rs. 25, 00,000 for a tenure of five years. You can go for Personal Loan apply online in Ahmedabad for lowest interest rates. You also can avail Easy Personal Loans in Ahmedabad with minimal documents. It is impossible to avail Personal Loan for unemployed in Ahmedabad. If you are a salaried person you can easily go for Personal Loan for salaried in Ahmedabad with minimum interest rates. Also if you want to avail a Personal Loan in Ahmedabad with low interest rate you must have maintain a higher CIBIL Score. Because Personal Loan for low Cibil score in Ahmedabad is offered a higher interest rate.
Why you should opt for Personal Loan in Ahmedabad?
Ahmedabad is one of the growing city in and, one of the most popular city in India. The lifestyle of Ahmedabad is upgrading every day to make sure that you still didn’t stay in backwards you can avail Personal Loan in Ahmedabad to make your life easy and comfortable. You can avail Personal Loans in Ahmedabad online with competitive interest rates. Both salaried and self-employed can avail Personal Loan in Ahmedabad. Personal Loan in Ahmedabad is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Ahmedabad, private finance loans in Ahmedabad, cash loan in Ahmedabad, immediate cash loan in Ahmedabad, Personal Loan by Private financer in Ahmedabad, instant Personal Loan in Ahmedabad, Personal Loans in Ahmedabad are different kinds of Personal loans in Ahmedabad.
Here are some points that why you should go for Personal Loan in Ahmedabad.
- You do not have to mortgage any of your security to avail a Personal Loan in Ahmedabad
- You do not need any guarantor at Personal Loan in Ahmedabad
- Personal Loan in Ahmedabad comes with lower interest rates, the processing fees are minimum and no hidden charges.
- You can check your Personal Loan in Ahmedabad application status and your Personal Loan in Ahmedabad eligibility just in a second from home by just clicking a button from your home or office.
- You can repay your Personal Loan in Ahmedabad from 12 months to 60 months.
- You can avail Personal Loan in Ahmedabad up to Rs. 25 lakh (varies).
- To avail a Personal Loan in Ahmedabad you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Ahmedabad.
- In your emergency needs you can easily avail instant Personal Loan in Ahmedabad, cash loan in Ahmedabad or immediate cash loan in Ahmedabad.
- If you are self-employed you can easily avail Personal Loan for Self-employed in Ahmedabad.
Eligibility Criteria for Personal Loan in Ahmedabad
It is not much hard to avail Personal Loan in Ahmedabad you just need minimum eligibility to avail a Personal Loan in Ahmedabad. You must maintain a good Credit score to avail Personal Loan in Ahmedabad. If you are applying for Personal Loan in Ahmedabad at a younger age you have chance to make your interest rate lower.
Here is the eligibility criteria for Personal Loan in Ahmedabad.
|
Personal Loan in Ahmedabad Eligibility Criteria |
Salaried |
Self-Employed |
|
Age |
21-60 years |
25-65 years |
|
Income |
Min- Rs. 20,000 or Rs. 25,000 |
Min Turnover- Rs. 1 crore |
|
Profession |
Working in MNCs, private sector or government organization |
Business Professionals, private or public ltd. companies, partnership firms etc. |
|
Work Experience |
Minimum 2 years of experience with at least 1 year in the present company |
Business Continuity for a minimum of 3 to 5 years |
|
CIBIL score |
750 or above |
750 or above |
|
Loan Amount |
Up to Rs. 25 lakhs (different for various financial institutions) |
Up to Rs. 30 lakhs (varies according to the financial institution) |
Documents required for Personal Loan in Ahmedabad
Following are the common set of documents which you need to submit while applying for Personal Loan in Ahmedabad-
- Duly filled application form.
- Passport size photograph.
- ID proof- PAN card, AADHAR card, Driving License.
- Residential proof- Any latest utility bill like Electricity bill, Gas bill, Passport.
-
For Salaried Individuals
- Bank Statement of the last 6 months.
- Copy of Form 16 and Receipt of Income Tax.
- Salary slip of last 3 months.
-
For Self-employed
- ITR copy of the past three years.
- Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
- Copy of Profit & Loss statement, Balance Sheet of last 2 years
Interest Rates for Personal Loan in Ahmedabad of different Financial Institutions
Following are some of the financial institutions which offer Unsecured Personal Loan in Ahmedabad online at an attractive interest rate
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
HDFC Bank Personal Loan in Ahmedabad |
1-5 years |
10.99%*-21.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
ICICI Bank Personal Loan in Ahmedabad |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
0.99% to 2.25% |
|
YES Bank Personal Loan in Ahmedabad |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
Bajaj Finserv Personal Loan in Ahmedabad |
1-5 years |
14.25%* |
NIL |
Up to 3% |
|
Kotak Mahindra Bank Personal Loan in Ahmedabad |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
Axis Bank Personal Loan in Ahmedabad |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
IndusInd Bank Personal Loan in Ahmedabad |
1-5 years |
14%* |
4% of outstanding principal |
Up to 2.50% |
|
Capital first Personal Loan in Ahmedabad |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
Aditya Birla Capital Personal Loan in Ahmedabad |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter pre-closure Permitted after 6 months. |
1% of principal. |
|
IDFC First Personal Loan in Ahmedabad |
1-5 years |
10.99%* |
4% of outstanding |
2% -4% |
|
Indiabulls Venture Capital Personal Loan in Ahmedabad |
1-5 years |
11.99%* |
5% if less than 6 Months. |
Up to 5% |
|
SBI Personal Loan in Ahmedabad |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1stEMI) |
Up to 3% of the loan amount |
|
Fullerton India Personal Loan in Ahmedabad |
1-5 years |
17.25%* |
4% of outstanding Principal. |
Up to 2% |
|
TATA Capital Personal Loan in Ahmedabad |
1-6 years |
13.99%* |
4.5% of the outstanding principal.And NIL for the initial 6 months |
Up to 2% |
|
ECL Finance Personal Loan in Ahmedabad |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
