Cashless Health Insurance policies offers cash less hospitalization service to the policyholder. You don’t need cash to pay the bill of the hospital. Cashless health insurance plans are getting popular day by day. All the medical bills can be directly settled by the insurer. There are some times when medical expenses can be high so cashless insurance plans in India will be really helpful on those times.

Features of Cashless Health Insurance Plans in India

• Cashless health insurance policies in India will cover the pre and post hospitalization medical expenses.
• Cashless Health Insurance Plans also gives in-patient care.
• If you haven’t claim from your policy you can get the no-claim bonus on your cashless health insurance scheme.
• In cashless health insurance plan you can get the complementary health check-up.
• With your cashless health insurance scheme you can get the daily cash benefits.
• In cashless health insurance plan you will also cover for ambulance charges.
• Cashless health insurance policy will cover for your domiciliary treatment.
• Your Cashless Health Insurance Plan will also cover for you illness like heart attack, cancer, stroke etc.
• By availing a cashless Health Insurance plan in India you can also get tax benefits.
• You also can avail cashless health insurance for a senior citizen.

So here I will give you a list of Top 5 Cashless Health Insurance Policy in India

ICICI Lombard Health Care Plus

ICICI Lombard Health Care Plus is India’s one of the best cash-less health insurance policy of India.

• ICICI Lombard Health Care plus only takes four hours for cashless approval.
• You can get a lifetime renewal option.
• You can get add on coverage for outpatient treatment, wellness and maturity benefits.
• The claim settlement process is fast and efficient.

Apollo Munich Optima Restore Health Insurance

Apollo Munich Optima Health Insurance has awesome features to provide its customers.

• Offers coverage of wide range both family floater and individual family floater plan.
• Organ donor and domiciliary treatment is also covered.
• E-opinion and also critical illness cover is also available.
• Ayurveda treatment is also covered.

Religare Health Care

• You can avail cashless treatment at 4600+ hospitals 
• You also can get the pre and post hospitalization coverage.
• You can avail the lifetime renewal facility.
• Ayurveda, Unanni, Sidha and Homeopathy are also coverd.

Bajaj Allianz Health Insurance Family Floater

• You can avail cashless treatment at 6000+ hospitals 
• You can get coverage of up to six people in your family.
• 10% co-payment for non-network hospitals.
• There is no sub-limit on room rent.

Max Bupa Health Insurance

• There is no sub-limits on room rent.
• You can avail the lifetime renewal facility.
• You can avail free health check up every year.
• Cashless facility on nearest hospital.