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Personal Loan Vs. Credit Card

Posted on February 4, 2019October 26, 2019 by

People often ask which financial instrument is better. Credit Card or Personal Loan? But, it completely depends on them if you want to buy something big or more expensive like a car, home Personal Loan is the better option to go and if you want to buy small things within your credit limit like movie tickets or if you want to pay your monthly bill Credit Card is a better option. Basically, it is based on your requirements or if you have any emergency or not and when you will able to repay it.

Top 10 Personal Loan Providers in 2019

Posted on January 22, 2019October 26, 2019 by

Personal Loan is a kind of unsecured loan people take for their personal needs like a wedding, education, medical, holiday etc. Borrowers get an amount of money from bank or NBFC basing on their credit score, repayment ability etc. Personal loan providers check these things to ensure that if the applicator has the ability to repay the loan. A personal loan has a fixed interest rate.

Detailed Studies on Personal Loan

Posted on January 8, 2019October 26, 2019 by

Personal Loans is an unsecured loan to meet their personal needs against no asset or collateral. It is available on the basis of important yardstick such as- income level, credit score, capacity of repayment etc.

Interest Rate of All Bank’s Personal Loan 2019

Posted on January 7, 2019July 16, 2019 by

Itâ€™s an unsecured loan taken by individuals to full feel his/her personal needs(vacation, education, medical, repair, purchase ) from a bank or financial company. The repayment time of this loan is 2 to 6 years. From the age group of 21 to 60 years people, People who are working from last 2 years and have a great CIBIL score (minimum 650) can get that loan. As it is an unsecured loan we mentioned before, consumers who donâ€™t qualify mentioned verifications canâ€™t get the personal loan. They offered secured loan by the bank. The interest rate is from 10% to 36%.

Bajaj Finserv Personal Loan Details

Posted on January 7, 2019November 20, 2019 by

Bajaj Finance offers personal loan in lowest interest rates in the market to its borrowers to meet their urgent requirements. Its interest rate starting from 12% which is so reasonable

Bank of India Personal Loan Details

Posted on January 7, 2019August 9, 2019 by

Personal Loan is a kind of loan where you can take a loan without mortgaging anything to full feel your own personal needs (wedding, vacation, and education, medical). The best thing about a personal loan if you donâ€™t have to disclose the reason for taking it. This loan is given by the bank basing the monthly income of the applicant. Bank doesnâ€™t need so many documents to give you this loan.

All about CIBIL Score

Posted on January 7, 2019August 9, 2019 by

CIBIL (Credit Information Bureau India Limited) is Indiaâ€™s one of the oldest and most reliable and trustable Credits Information Company (CIC) which provides all credit-related services to its members all over India. CIBIL started to provide its service since 2000. CIBIL Score or credit score is numerical expression represents a level analysis of a personâ€™s loan repayment history. CIBIL SCORE/ CREDIT SCORE is a three digit number ranges from 300 to 900. 300 are the lowest CREDIT SCORE and 900 are the highest CREDIT SCORE it represents the more financially trustworthy a person is. Lenders such as Banks, NBFCs, Credit Card companies, use credit score to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use CREDIT SCORE to take decision who qualifies for a loan, at what interest rate, and what credit limits.

CITI Bank Personal Loan Details

Posted on January 7, 2019October 26, 2019 by

Citi Bank Personal Services are considered one of the best personal loan services around INDIA. By the help of CITI BANK PERSONAL LOAN you can complete your personal requirements (wedding, education, medical, holiday, home renovation etc). Citi Bank gives you personal loan at lowest interest rate. It takes minimum documentation and 48 hours to approve the loan. What is the point of personal loan if you donâ€™t get it in time

Types of Personal Loans we need to know

Posted on January 7, 2019October 26, 2019 by

Personal Loan is the easiest way to full feel your dreams. A beautiful destination wedding, a dream holiday, sends your child in a great school or college; decorate your house as you want. Everything is in your hand in a second. There are so many perks of personal loans like

Different ways to get a personal loan in India

Posted on January 7, 2019October 26, 2019 by

Getting a personal loan is easy but choosing the right financial institution is not. You should choose wisely. Out there many financial institutions are giving loans in high-interest rate. So here we will discuss those.