ICICI Bank is India’s one of the biggest private sector bank. ICICI Bank gives it customer top-class services. ICICI Bank provides a personal loan, home loan, credit card, car loan, mutual fund, and insurance policies.
ICICI Bank Personal Loan Balance Transfer Online
If you have any personal loan but the rate of interest is too high so you are having a problem with EMI. ICICI Bank offers you the facility ICICI Bank Personal Loan Balance Transfer online. You can transfer your existing personal loan to an ICICI Bank personal loan account. When you are done you can enjoy the benefits of ICICI Bank Personal Loan Balance Transfer. You can enjoy the lowest interest rate, longer tenure even a top-up loan.
ICICI Bank Personal Loan Balance Transfer Benefits
- You can reduce the EMI amount on your existing personal loan which is amazing about the ICICI Bank Personal Loan Balance Transfer.
- In ICICI Bank Personal Loan Balance Transfer the interest rate starts from 10.99% which is very low.
- You can avail longer personal loan tenure while you transfer your loan to ICICI Bank.
- ICICI Bank Personal Loan Balance Transfer offers amazing EMI amounts which are very budget friendly so you can pay your EMIs on time.
- There are no processing fees on ICICI Bank Personal Loan Balance Transfer.
- The documentation is less and hassle-free on ICICI Bank Personal Loan Balance Transfer.
- You can get so many options on ICICI Bank Personal Loan Balance Transfer; you can choose one as per your convenient.
- You can easily avail a Top-up loan on ICICI Bank Personal Loan Balance Transfer.
Documents require for ICICI Bank Personal Loan Balance transfer (salaried)
- Singed application form for Personal Loan Balance Transfer and passport size photograph.
- Identity Proof (PAN Card/ Passport/Voter ID/Adhaar Card/driving license)
- Age Proof (PAN Card/ Passport/Voter ID/Adhaar Card/driving license)
- PAN Card copy
- Address Proof (Passport/Voter ID/Adhaar Card/Latest Electricity Bill/ Rent Agreement)
- Last 6 months bank statement
- Last 3 months salary slip
- Present Personal Loan lender’s statement. (loan transfer)
Documents require for ICICI Bank Personal Loan Balance transfer (self-employed)
- Singed application form for Personal Loan Balance Transfer and passport size photograph.
- Identity Proof (PAN Card/ Passport/Voter ID/Adhaar Card/driving license)
- Age Proof (PAN Card/ Passport/Voter ID/Adhaar Card/driving license)
- Address Proof (Passport/Voter ID/Adhaar Card/Latest Electricity Bill/ Rent Agreement)
- PAN Card
- Last three years balance sheet statement (profit and loss)
- Last six-month bank statement of individual and business entity.
- Present Personal Loan lender’s statement.(loan transfer)
Eligibility for ICICI Bank Personal Loan Balance Transfer
- Applicant must have a running personal loan
- Loan amount should be higher or equal to 50,000
- 12 months of clean EMI track record.
- CIBIL score as per the bank’s policy, but not less than 650.
ICICI Bank Personal Loan Balance Transfer Interest rate
BANK/NBFC |
Interest Rate |
Processing Fees range |
Loan Amount |
Tenure Range |
ICICI |
11.69% |
INR 1499 |
25 Lacs |
0.6-5 Years |