SimplyClick SBI Card is State Bank of India’s one of the best Credit Card product. You can avail SimplyClick SBI Card by just applying online. SimplyClick SBI Card annual fee is Rs.499 which is very low. While you go for SimplyClick SBI Card apply online you also can check your SimplyClick SBI Card application status online by just clicking a button. SimplyClick SBI Card features will give you unlimited benefits. SimplyClick SBI Card Limit will be depending on your SimplyClick SBI Card Eligibility. After applying for your SimplyClick SBI Card you can easily check your SimplyClick SBI Card status online and can do the SimplyClick SBI Card track application. The interest rate of SimplyClick SBI Card is up to 3.35% per month.
- Amazing Offers
You can avail amazing offers by using SimplyClick SBI Card from Book My Show, Urban Clap, and Zoom Car. If you use the apps and pay from SimplyClick SBI Card you can avail amazing discounts and offers.
- Liquidity
SimplyClick SBI Card provides liquidity to its customer which means you can withdraw your cash from anywhere of the world. Also, 24 million outlets accept SimplyClick SBI Card.
- NFC Enabled
SimplyClick SBI Card can do some next-generation things you just can waive your SimplyClick SBI Card at an NFC enabled terminal and you can pay up to RS.2000.
- Bill Payments
SimplyClick SBI Cardholder can easily pay their utility bills like power bills, telephone bills, water bills, etc, through their card.
- Balance Transfer
Fee/Charge | Amount |
SimplyClick SBI Card Annual Fee | Rs. 499 |
SimplyClick SBI Card Renewal Fee | Rs. 499 (reversed if annual spends for last year equals to or exceeds Rs. 1,00,000) |
SimplyClick SBI Card Add-on Fee (per annum) | Nil |
SimplyClick SBI Card Extended Credit Interest-Free Credit Period | 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full |
SimplyClick SBI Card Extended Credit Charges | Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction |
SimplyClick SBI Card Extended Credit Minimum Amount Due | 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI (In case of EMI based product) + OVL amount (if any) |
SimplyClick SBI Card Cash Advance limit | Up to 80% of the credit limit, maximum Rs. 12,000 per day |
SimplyClick SBI Card Free Credit Period | Nil |
SimplyClick SBI Card Cash Advance Charges annum from the date of withdrawal | Up to 3.35% per month accounting to 40.2% per |
SimplyClick SBI Card Cash Advance Fee (SBI or Other Domestic ATMs) | 2.5% of withdrawal or Rs. 300 per transaction, whichever is higher |
SimplyClick SBI Card Cash Advance fee International ATMs | 3.0% of withdrawal or Rs. 300 per transaction, whichever is higher |
SimplyClick SBI Card Over limit Charges | 2.5% of over limit amount subject to a minimum of Rs. 500 |
SimplyClick SBI Card Late Payment Fee |
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SimplyClick SBI Card holder can easily transfer their outstanding balance from other credit cards in to SimplyClick SBI Card and can pay it back with lower interest rates.
- If you have received your new SimplyClick SBI Card you will get a welcome e-gift card worth Rs. 500 from Amazon.
- If you spend annually 1 lakh or 2 lakh on your SimplyClick SBI Card you will receive an e-voucher worth Rs. 2000 each time.
- If you spend more than 1 lakh in the previous year on your SimplyClick SBI Card you will get back your SimplyClick SBI Card annual fee 499.
- You can earn 10 times more reward points on the online purchase if you made with exclusive partners like Amazon, Urban Clap, Food panda, Book My Show, Cleartrip, Foodpanda, and Lenskart.
- You also can earn 5 times more reward points on all online spend.
- You will also get 1% fuel surcharge waiver for transactions between Rs. 500 to Rs. 3000.
- SimplyClick SBI Card applicant must be in the age group from 21 years to 70 years.
- Must be an Indian resident to apply for SimplyClick SBI Card
- Applicant should have Credit Score more than 750 for applying for SimplyClick SBI Card.
- He should have his identity proof and income proof to get SimplyClick SBI Card.