Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Andhra Pradesh
Overview of Personal Loan in Andhra Pradesh
Personal Loan in Andhra Pradesh is an unsecured loan. Personal Loan in Andhra Pradesh will help you to build all your dreams. You can use Personal Loan in Andhra Pradesh for your education purpose, wedding, holiday, medical expenses whatever you want. To get your Personal Loan in Andhra Pradesh in low interest rate you must maintain a good CIBIL Score. Personal Loan in Andhra Pradesh without CIBIL check is impossible because the lending institution will check your CIBIL score and repayment history to approve your loan. You also can go for Personal Loan in Andhra Pradesh apply online to get Instant Personal Loan in Andhra Pradesh with minimal documents. Personal Loan in Andhra Pradesh for salaried is more easy to avail if they are working in a CAT A company and maintain a good CIBIL Score.
Why should you opt for Personal Loan in Andhra Pradesh?
The economy of Andhra Pradesh is one of the fastest growing economy of India. The life style of this city is getting bigger and bigger so you also have to be in the trend so the Personal Loan in Andhra Pradesh will help you to fullfill all these. Both salaried and self-employed can avail Personal Loan in Andhra Pradesh. Personal Loan in Andhra Pradesh is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Andhra Pradesh, private finance loans in Andhra Pradesh, cash loan in Andhra Pradesh, immediate cash loan in Andhra Pradesh, Personal Loan by Private financer in Andhra Pradesh, instant Personal Loan in Andhra Pradesh, Personal Loans in Andhra Pradesh .
Here are some points that why you should go for Personal Loan in Andhra Pradesh.
- You do not have to mortgage any of your security to avail a Personal Loan in Andhra Pradesh
- You do not need any guarantor at Personal Loan in Andhra Pradesh
- Personal Loan in Andhra Pradesh comes with lower interest rates; the processing fees are minimum and no hidden charges.
- You can check your Personal Loan in Andhra Pradesh application status and your Personal Loan in Andhra Pradesh eligibility just in a second from home by just clicking a button from your home or office.
- You can repay your Personal Loan in Andhra Pradesh from 12 months to 60 months.
- You can avail Personal Loan in Andhra Pradesh up to Rs. 25 lakh (varies).
- To avail a Personal Loan in Andhra Pradesh you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Andhra Pradesh.
- In your emergency needs you can easily avail instant Personal Loan in Andhra Pradesh, cash loan in Andhra Pradesh or immediate cash loan in Andhra Pradesh.
- If you are self-employed you can easily avail Personal Loan for Self-employed in Andhra Pradesh.
Eligibility Criteria for Personal Loan in Andhra Pradesh
It is not much hard to avail Personal Loan in Andhra Pradesh you just need minimum eligibility to avail a Personal Loan in Andhra Pradesh. You must maintain a good Credit score to avail Personal Loan in Andhra Pradesh. If you are applying for Personal Loan in Andhra Pradesh at a younger age you have chance to make your interest rate lower.
Here are the eligibility criteria for Personal Loan in Andhra Pradesh.
|
Personal Loan in Andhra Pradesh Eligibility Criteria |
Salaried |
Self-Employed |
|
Age |
21-60 years |
25-65 years |
|
Income |
Min- Rs. 20,000 or Rs. 25,000 |
Min Turnover- Rs. 1 crore |
|
Profession |
Working in MNCs, private sector or government organization |
Business Professionals, private or public ltd. companies, partnership firms etc. |
|
Work Experience |
Minimum 2 years of experience with at least 1 year in the present company |
Business Continuity for a minimum of 3 to 5 years |
|
CIBIL score |
750 or above |
750 or above |
|
Loan Amount |
Up to Rs. 25 lakhs (different for various financial institutions) |
Up to Rs. 30 lakhs (varies according to the financial institution) |
Documents required for Personal Loan in Andhra Pradesh
Following are the common set of documents which you need to submit while applying for Personal Loan in Andhra Pradesh-
- Duly filled application form.
- Passport size photograph.
- ID proof- PAN card, AADHAR card, Driving License.
- Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
-
For Salaried Individuals
- Bank Statement of the last 6 months.
- Copy of Form 16 and Receipt of Income Tax.
- Salary slips of last 3 months.
-
For Self-employed
- ITR copy of the past three years.
- Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
- Copy of Profit & Loss statement, Balance Sheet of last 2 years
Interest Rates for Personal Loan in Andhra Pradesh of different Financial Institutions
Following are some of the financial institutions which offer Unsecured Personal Loan in Andhra Pradesh online at an attractive interest rate
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
ICICI Bank Personal Loan in Andhra Pradesh |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
Kotak Mahindra Bank Personal Loan in Andhra Pradesh |
1-5 years |
11.25%* |
5% of outstanding principal. |
Up to 2.5% |
|
SBI Personal Loan in Andhra Pradesh |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
Bajaj Finserv Personal Loan in Andhra Pradesh |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
Aditya Birla Capital Personal Loan in Andhra Pradesh |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter preclosure Permitted after 6 months. |
1% of principal. |
|
HDFC Bank Personal Loan in Andhra Pradesh |
1-5 years |
11.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
ECL Finance Personal Loan in Andhra Pradesh |
1-5 years |
17.50%* |
4% of principal amount outstanding +GST |
Up to 2% of the loan amount |
|
Indiabulls Venture Capital Personal Loan in Andhra Pradesh |
1-5 years |
11.99%* |
5% if less than 6 Months. |
Up to 5% |
|
Axis Bank Personal Loan in Andhra Pradesh |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
IDFC First Personal Loan in Andhra Pradesh |
1-5 years |
10.99%* |
4% of outstanding |
2% -4% |
|
YES Bank Personal Loan in Andhra Pradesh |
1-5 years |
10.75%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
TATA Capital Personal Loan in Andhra Pradesh |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
Fullerton India Personal Loan in Andhra Pradesh |
1-5 years |
17.25%* |
4% of outstanding Principal. |
Up to 2% |
|
IndusInd Bank Personal Loan in Andhra Pradesh |
1-5 years |
12.99%* |
4% of outstanding principal |
Up to 2.50% |
|
Capital first Personal Loan in Andhra Pradesh |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
*Interest rates change time to time.
