Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Durgapur
Overview of Personal Loan in Durgapur
Personal Loan in Durgapur is an unsecured loan you don’t have to mortgage any of your property or security to avail a Personal Loan in Durgapur . Unsecured Personal Loan in Durgapur will give you all the supports to complete all your dreams. You can use Personal Loan in Durgapur for purchasing electronics, medical emergencies, child’s education, wedding, holiday or house renovation you can use Personal Loan in Durgapur the way you want. You can go for Personal Loan in Durgapur apply online so your rate of interest will be lower. It is not that hard to avail Personal Loans in Durgapur. Personal Loan in Durgapur without CIBIL check is only possible if you have maintained a good CIBIL Score over the time. Personal Loans in Durgapur offers amount from Rs. 25,000 to Rs. 25, 00,000 for tenure of five years. You also can avail Easy Personal Loan in Durgapur with minimal documents. It is impossible to avail Personal Loan for unemployed in Durgapur. But if you are a salaried person you can easily go for Personal Loan for salaried in Durgapur with low interest rates. To get a Personal Loan in Durgapur with lower interest rate you must maintain a good CIBIL score. Because Personal Loan for low CIBIL Score in Durgapur is offered higher interest rates.
Why should you opt for Personal Loan in Durgapur?
Durgapur is the capital of Rajasthan and also known as pink city of India. Durgapur is the perfect place for tourists. This city is growing every day to keep up with the city you also need to grow, so you can take personal loan in Durgapur to grow yourself. many modern techs are offered for every person. With the help of Personal Loan in Durgapur you can buy high tech home applications, electronics with competitive interest rates. Both salaried and self-employed can avail Personal Loan in Durgapur. Personal Loan in Durgapur is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Durgapur, private finance loans in Durgapur, cash loan in Durgapur, immediate cash loan in Durgapur, Personal Loan by Private financer in Durgapur, instant Personal Loan in Durgapur, Personal Loans in Durgapur are different kinds of Personal loans in Durgapur.
Here are some points that why you should go for Personal Loan in Durgapur.
- You do not have to mortgage any of your security to avail a Personal Loan in Durgapur
- You do not need any guarantor at Personal Loan in Durgapur
- Personal Loan in Durgapur comes with lower interest rates, the processing fees are minimum and no hidden charges.
- You can check your Personal Loan in Durgapur application status and your Personal Loan in Durgapur eligibility just in a second from home by just clicking a button from your home or office.
- You can repay your Personal Loan in Durgapur from 12 months to 60 months.
- You can avail Personal Loan in Durgapur up to Rs. 25 lakh (varies).
- To avail a Personal Loan in Durgapur you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Durgapur.
- In your emergency needs you can easily avail instant Personal Loan in Durgapur, cash loan in Durgapur or immediate cash loan in Durgapur.
- If you are self-employed you can easily avail Personal Loan for Self-employed in Durgapur.
Eligibility Criteria for Personal Loan in Durgapur
It is not much hard to avail Personal Loan in Durgapur you just need minimum eligibility to avail a Personal Loan in Durgapur. You must maintain a good Credit score to avail Personal Loan in Durgapur. If you are applying for Personal Loan in Durgapur at a younger age you have chance to make your interest rate lower.
Here are the eligibility criteria for Personal Loan in Durgapur.
|
Personal Loan in Durgapur Eligibility Criteria |
Salaried |
Self-Employed |
|
Age |
21-60 years |
25-65 years |
|
Income |
Min- Rs. 20,000 or Rs. 25,000 |
Min Turnover- Rs. 1 crore |
|
Profession |
Working in MNCs, private sector or government organization |
Business Professionals, private or public ltd. companies, partnership firms etc. |
|
Work Experience |
Minimum 2 years of experience with at least 1 year in the present company |
Business Continuity for a minimum of 3 to 5 years |
|
CIBIL score |
750 or above |
750 or above |
|
Loan Amount |
Up to Rs. 25 lakhs (different for various financial institutions) |
Up to Rs. 30 lakhs (varies according to the financial institution) |
Documents required for Personal Loan in Durgapur
Following are the common set of documents which you need to submit while applying for Personal Loan in Durgapur-
- Duly filled application form.
- Passport size photograph.
- ID proof- PAN card, AADHAR card, Driving License.
- Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
-
For Salaried Individuals
- Bank Statement of the last 6 months.
- Copy of Form 16 and Receipt of Income Tax.
- Salary slips of last 3 months.
-
For Self-employed
- ITR copy of the past three years.
- Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
- Copy of Profit & Loss statement, Balance Sheet of last 2 years
Interest Rates for Personal Loan in Durgapur of different Financial Institutions
Following are some of the financial institutions which offer Unsecured Personal Loan in Durgapur online at an attractive interest rate
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
HDFC Bank Personal Loan in Durgapur |
1-5 years |
10.99%*-21.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
ICICI Bank Personal Loan in Durgapur |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
0.99% to 2.25% |
|
YES Bank Personal Loan in Durgapur |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
Bajaj Finserv Personal Loan in Durgapur |
1-5 years |
14.25%* |
NIL |
Up to 3% |
|
Kotak Mahindra Bank Personal Loan in Durgapur |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
Axis Bank Personal Loan in Durgapur |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
IndusInd Bank Personal Loan in Durgapur |
1-5 years |
14%* |
4% of outstanding principal |
Up to 2.50% |
|
Capital first Personal Loan in Durgapur |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
Aditya Birla Capital Personal Loan in Durgapur |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter pre-closure Permitted after 6 months. |
1% of principal. |
|
IDFC First Personal Loan in Durgapur |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
Indiabulls Venture Capital Personal Loan in Durgapur |
1-5 years |
11.99%* |
5% if less than 6 Months. |
Up to 5% |
|
SBI Personal Loan in Durgapur |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1stEMI) |
Up to 3% of the loan amount |
|
Fullerton India Personal Loan in Durgapur |
1-5 years |
17.25%* |
4% of outstanding Principal. |
Up to 2% |
|
TATA Capital Personal Loan in Durgapur |
1-6 years |
13.99%* |
4.5% of the outstanding principal.And NIL for the initial 6 months |
Up to 2% |
|
ECL Finance Personal Loan in Durgapur |
1-5 years |
17.50%* |
4% of principal amount outstanding +GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
