Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Guwahati
Overview of Personal Loan in Guwahati
You can avail Personal Loan in Guwahati which is an unsecured loan, to avail a Personal Loan in Guwahati you don’t have to mortgage any of your property or security to that financial institution. Unsecured Personal Loan in Guwahati will give you the full support to fulfil all you needs. You can use Personal Loan in Guwahati for purchasing electronics, emergency medical help, child’s education, wedding, holiday, or house renovation you can use the Personal Loan in Guwahati the way you want. Personal Loan in Guwahati without CIBIL check is impossible. If you are availing Personal Loan in Guwahati online your interest rate will be lower. Personal Loans in Guwahati offer an amount from Rs. 25,000 to Rs. 25, 00,000 for tenure of five years. You can go for Personal Loan apply online in Guwahati for lowest interest rates. You also can avail Easy Personal Loans in Guwahati with minimal documents. It is impossible to avail Personal Loan for unemployed in Guwahati. If you are a salaried person you can easily go for Personal Loan for salaried in Guwahati with minimum interest rates. Also if you want to avail a Personal Loan in Guwahati with low interest rate you must have maintain a lower CIBIL Score. Because Personal Loan for low Cibil score in Guwahati is offered a higher interest rate.
Why you should opt for Personal Loan in Guwahati?
Guwahati is one of the growing city in and, one of the most popular cities in India. The lifestyle of Guwahati is upgrading every day to make sure that you still didn’t stay in backwards you can avail Personal Loan in Guwahati to make your life easy and comfortable. You can avail Personal Loans in Guwahati online with competitive interest rates. Both salaried and self-employed can avail Personal Loan in Guwahati. Personal Loan in Guwahati is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Guwahati, private finance loans in Guwahati, cash loan in Guwahati, immediate cash loan in Guwahati, Personal Loan by Private financer in Guwahati, instant Personal Loan in Guwahati, Personal Loans in Guwahati are different kinds of Personal loans in Guwahati.
Here are some points that why you should go for Personal Loan in Guwahati.
- You do not have to mortgage any of your security to avail a Personal Loan in Guwahati
- You do not need any guarantor at Personal Loan in Guwahati
- Personal Loan in Guwahati comes with lower interest rates; the processing fees are minimum and no hidden charges.
- You can check your Personal Loan in Guwahati application status and your Personal Loan in Guwahati eligibility just in a second from home by just clicking a button from your home or office.
- You can repay your Personal Loan in Guwahati from 12 months to 60 months.
- You can avail Personal Loan in Guwahati up to Rs. 25 lakh (varies).
- To avail a Personal Loan in Guwahati you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Guwahati.
- In your emergency needs you can easily avail instant Personal Loan in Guwahati, cash loan in Guwahati or immediate cash loan in Guwahati.
- If you are self-employed you can easily avail Personal Loan for Self-employed in Guwahati.
Eligibility Criteria for Personal Loan in Guwahati
It is not much hard to avail Personal Loan in Guwahati you just need minimum eligibility to avail a Personal Loan in Guwahati. You must maintain a good Credit score to avail Personal Loan in Guwahati. If you are applying for Personal Loan in Guwahati at a younger age you have chance to make your interest rate lower.
Here are the eligibility criteria for Personal Loan in Guwahati.
|
Personal Loan in Guwahati Eligibility Criteria |
Salaried |
Self-Employed |
|
Age |
21-60 years |
25-65 years |
|
Income |
Min- Rs. 20,000 or Rs. 25,000 |
Min Turnover- Rs. 1 crore |
|
Profession |
Working in MNCs, private sector or government organization |
Business Professionals, private or public ltd. companies, partnership firms etc. |
|
Work Experience |
Minimum 2 years of experience with at least 1 year in the present company |
Business Continuity for a minimum of 3 to 5 years |
|
CIBIL score |
750 or above |
750 or above |
|
Loan Amount |
Up to Rs. 25 lakhs (different for various financial institutions) |
Up to Rs. 30 lakhs (varies according to the financial institution) |
Documents required for Personal Loan in Guwahati
Following are the common set of documents which you need to submit while applying for Personal Loan in Guwahati-
- Duly filled application form.
- Passport size photograph.
- ID proof- PAN card, AADHAR card, Driving License.
- Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
-
For Salaried Individuals
- Bank Statement of the last 6 months.
- Copy of Form 16 and Receipt of Income Tax.
- Salary slips of last 3 months.
-
For Self-employed
- ITR copy of the past three years.
- Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
- Copy of Profit & Loss statement, Balance Sheet of last 2 years
Interest Rates for Personal Loan in Guwahati of different Financial Institutions
Following are some of the financial institutions which offer Unsecured Personal Loan in Guwahati online at an attractive interest rate
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
HDFC Bank Personal Loan in Guwahati |
1-5 years |
10.99%*-21.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
ICICI Bank Personal Loan in Guwahati |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
0.99% to 2.25% |
|
YES Bank Personal Loan in Guwahati |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
Bajaj Finserv Personal Loan in Guwahati |
1-5 years |
14.25%* |
NIL |
Up to 3% |
|
Kotak Mahindra Bank Personal Loan in Guwahati |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
Axis Bank Personal Loan in Guwahati |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
IndusInd Bank Personal Loan in Guwahati |
1-5 years |
14%* |
4% of outstanding principal |
Up to 2.50% |
|
Capital first Personal Loan in Guwahati |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
Aditya Birla Capital Personal Loan in Guwahati |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter pre-closure Permitted after 6 months. |
1% of principal. |
|
IDFC First Personal Loan in Guwahati |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
Indiabulls Venture Capital Personal Loan in Guwahati |
1-5 years |
11.99%* |
5% if less than 6 Months. |
Up to 5% |
|
SBI Personal Loan in Guwahati |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1stEMI) |
Up to 3% of the loan amount |
|
Fullerton India Personal Loan in Guwahati |
1-5 years |
17.25%* |
4% of outstanding Principal. |
Up to 2% |
|
TATA Capital Personal Loan in Guwahati |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
ECL Finance Personal Loan in Guwahati |
1-5 years |
17.50%* |
4% of principal amount outstanding +GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
