Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Jaipur
Overview of Personal Loan in Jaipur
Personal Loan in Jaipur is an unsecured loan you don’t have to mortgage any of your property or security to avail a Personal Loan in Jaipur . Unsecured Personal Loan in Jaipur will give you all the supports to complete all your dreams. You can use Personal Loan in Jaipur for purchasing electronics, medical emergencies, child’s education, wedding, holiday or house renovation you can use Personal Loan in Jaipur the way you want. You can go for Personal Loan in Jaipur apply online so your rate of interest will be lower. It is not that hard to avail Personal Loans in Jaipur. Personal Loan in Jaipur without CIBIL check is only possible if you have maintained a good CIBIL Score over the time. Personal Loans in Jaipur offers amount from Rs. 25,000 to Rs. 25, 00,000 for tenure of five years. You also can avail Easy Personal Loan in Jaipur with minimal documents. It is impossible to avail Personal Loan for unemployed in Jaipur. But if you are a salaried person you can easily go for Personal Loan for salaried in Jaipur with low interest rates. To get a Personal Loan in Jaipur with lower interest rate you must maintain a good CIBIL score. Because Personal Loan for low CIBIL Score in Jaipur is offered higher interest rates.
Why you should opt for Personal Loan in Jaipur?
Jaipur is the capital of Rajasthan and also known as pink city of India. Jaipur is the perfect place for tourists. This place is famous for Hawa Mahel, Nahargarh Fort, and Jantar Mantar, and many more. This city is growing every day to keep up with the city you also need to grow, so you can take personal loan in Jaipur to grow yourself. many modern techs are offered for every person. With the help of Personal Loan in Jaipur you can buy high tech home applications, electronics with competitive interest rates. Both salaried and self-employed can avail Personal Loan in Jaipur. Personal Loan in Jaipur is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Jaipur, private finance loans in Jaipur, cash loan in Jaipur, immediate cash loan in Jaipur, Personal Loan by Private financer in Jaipur, instant Personal Loan in Jaipur, Personal Loans in Jaipur are different kinds of Personal loans in Jaipur.
Here are some points that why you should go for Personal Loan in Jaipur.
- You do not have to mortgage any of your security to avail a Personal Loan in Jaipur
- You do not need any guarantor at Personal Loan in Jaipur
- Personal Loan in Jaipur comes with lower interest rates, the processing fees are minimum and no hidden charges.
- You can check your Personal Loan in Jaipur application status and your Personal Loan in Jaipur eligibility just in a second from home by just clicking a button from your home or office.
- You can repay your Personal Loan in Jaipur from 12 months to 60 months
- You can avail Personal Loan in Jaipur up to Rs. 25 lakh (varies).
- To avail a Personal Loan in Jaipur you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Jaipur.
- In your emergency needs you can easily avail instant Personal Loan in Jaipur, cash loan in Jaipur or immediate cash loan in Jaipur.
- If you are self-employed you can easily avail Personal Loan for Self-employed in Jaipur.
Eligibility Criteria for Personal Loan in Jaipur
It is not much hard to avail Personal Loan in Jaipur you just need minimum eligibility to avail a Personal Loan in Jaipur. You must maintain a good Credit score to avail Personal Loan in Jaipur. If you are applying for Personal Loan in Jaipur at a younger age you have chance to make your interest rate lower.
Here are the eligibility criteria for Personal Loan in Jaipur.
|
Personal Loan in Jaipur Eligibility Criteria |
Salaried |
Self-Employed |
|
Age |
21-60 years |
25-65 years |
|
Income |
Min- Rs. 20,000 or Rs. 25,000 |
Min Turnover- Rs. 1 crore |
|
Profession |
Working in MNCs, private sector or government organization |
Business Professionals, private or public ltd. companies, partnership firms etc. |
|
Work Experience |
Minimum 2 years of experience with at least 1 year in the present company |
Business Continuity for a minimum of 3 to 5 years |
|
CIBIL score |
750 or above |
750 or above |
|
Loan Amount |
Up to Rs. 25 lakhs (different for various financial institutions) |
Up to Rs. 30 lakhs (varies according to the financial institution) |
Documents required for Personal Loan in Jaipur
Following are the common set of documents which you need to submit while applying for Personal Loan in Jaipur-
- Duly filled application form.
- Passport size photograph.
- ID proof- PAN card, AADHAR card, Driving License.
- Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
-
For Salaried Individuals
- Bank Statement of the last 6 months.
- Copy of Form 16 and Receipt of Income Tax.
- Salary slips of last 3 months.
-
For Self-employed
- ITR copy of the past three years.
- Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
- Copy of Profit & Loss statement, Balance Sheet of last 2 years
Interest Rates for Personal Loan in Jaipur of different Financial Institutions
Following are some of the financial institutions which offer Unsecured Personal Loan in Jaipur online at an attractive interest rate
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
HDFC Bank Personal Loan in Jaipur |
1-5 years |
10.99%*-21.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
ICICI Bank Personal Loan in Jaipur |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
0.99% to 2.25% |
|
YES Bank Personal Loan in Jaipur |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
Bajaj Finserv Personal Loan in Jaipur |
1-5 years |
14.25%* |
NIL |
Up to 3% |
|
Kotak Mahindra Bank Personal Loan in Jaipur |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
Axis Bank Personal Loan in Jaipur |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
IndusInd Bank Personal Loan in Jaipur |
1-5 years |
14%* |
4% of outstanding principal |
Up to 2.50% |
|
Capital first Personal Loan in Jaipur |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
Aditya Birla Capital Personal Loan in Jaipur |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter pre-closure Permitted after 6 months. |
1% of principal. |
|
IDFC First Personal Loan in Jaipur |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
Indiabulls Venture Capital Personal Loan in Jaipur |
1-5 years |
11.99%* |
5% if less than 6 Months. |
Up to 5% |
|
SBI Personal Loan in Jaipur |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1stEMI) |
Up to 3% of the loan amount |
|
Fullerton India Personal Loan in Jaipur |
1-5 years |
17.25%* |
4% of outstanding Principal. |
Up to 2% |
|
TATA Capital Personal Loan in Jaipur |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
ECL Finance Personal Loan in Jaipur |
1-5 years |
17.50%* |
4% of principal amount outstanding +GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
