Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Jodhpur
Overview of Personal Loan in Jodhpur
Personal Loan in Jodhpur offers financial BACKUP without taking any mortgage as security or any guarantor so; it is an unsecured Personal Loan in Jodhpur. You can use Easy Personal Loan in Jodhpur to all fulfill your financial needs starting from any medical expense, education expense of your child, wedding purpose or buying new car or bike. There is no limit to use Personal Loan in Jodhpur. For availing low interest Personal Loan in Jodhpur, you need to have a good CIBIL Score with high salary income and good repayment history. You can avail Instant Personal Loan in Jodhpur at an attractive interest rate with easy loan approval and repaying it with easy EMIs options and also loan tenure up to 60 months. Personal Loan in Jodhpur is available up to a number of Rs. 25 lakhs but different banks offer different loan amount based on your Personal loan eligibility.
Why you should opt for Personal Loan in Jodhpur?
Jodhpur is growing every day from industrial growth to tourism to destination wedding these places is getting popular and flourishes every single day. There is also a large industry engineering in Jodhpur. This city is still developing. You can easily avail a Personal Loan in Jodhpur. If you have high CIBIL Score and you are a salaried it will be easier to get a Personal Loan in Jodhpur. You can apply online for Personal Loan in Jodhpur. Personal Loan in Jodhpur is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Jodhpur, private finance loans in Jodhpur, cash loan in Jodhpur, immediate cash loan in Jodhpur, Personal Loan by Private financer in Jodhpur, instant Personal Loan in Jodhpur, Personal Loans in Jodhpur are different kinds of Personal loans in Jodhpur.
Here are some points that why you should go for Personal Loan in Jodhpur.
- You don’t have to mortgage any of your security to avail a Personal Loan in Jodhpur
- You do not need any guarantor at Personal Loan in Jodhpur
- Personal Loan in Jodhpur comes with lower interest rates; the processing fees are minimum and no hidden charges.
- You can check your Personal Loan in Jodhpur application status and your Personal Loan in Jodhpur eligibility just in a second from home by just clicking a button from your home or office.
- You can repay your Personal Loan in Jodhpur from 12 months to 60 months.
- You can avail Personal Loan in Jodhpur up to Rs. 25 lakh (varies).
- To avail a Personal Loan in Jodhpur you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Jodhpur.
- In your emergency needs you can easily avail instant Personal Loan in Jodhpur, cash loan in Jodhpur or immediate cash loan in Jodhpur.
- If you are self-employed you can easily avail Personal Loan for Self-employed in Jodhpur.
Eligibility Criteria for Personal Loan in Jodhpur
It is not much hard to avail a Personal Loan in Jodhpur you just need minimum eligibility to avail a Personal Loan in Jodhpur. You must maintain a good Credit score to avail Personal Loan in Jodhpur. If you are applying for Personal Loan in Jodhpur at a younger age you have chance to make your interest rate lower.
Here are the eligibility criteria for Personal Loan in Jodhpur.
|
Personal Loan in Jodhpur Eligibility Criteria |
Salaried |
Self-Employed |
|
Age |
21-60 years |
25-65 years |
|
Income |
Min- Rs. 20,000 or Rs. 25,000 |
Min Turnover- Rs. 1 crore |
|
Profession |
Working in MNCs, private sector or government organization |
Business Professionals, private or public ltd. companies, partnership firms etc. |
|
Work Experience |
Minimum 2 years of experience with at least 1 year in the present company |
Business Continuity for a minimum of 3 to 5 years |
|
CIBIL score |
750 or above |
750 or above |
|
Loan Amount |
Up to Rs. 25 lakhs (different for various financial institutions) |
Up to Rs. 30 lakhs (varies according to the financial institution) |
Documents required for Personal Loan in Jodhpur
Following are the common set of documents which you need to submit while applying for Personal Loan in Jodhpur-
- Duly filled application form.
- Passport size photograph.
- ID proof- PAN card, AADHAR card, Driving License.
- Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
-
For Salaried Individuals
- Bank Statement of the last 6 months.
- Copy of Form 16 and Receipt of Income Tax.
- Salary slips of last 3 months.
-
For Self-employed
- ITR copy of the past three years.
- Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
- Copy of Profit & Loss statement, Balance Sheet of last 2 years
Interest Rates for Personal Loan in Jodhpur of different Financial Institutions
Following are some of the financial institutions which offer Unsecured Personal Loan in Jodhpur online at an attractive interest rate
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
Kotak Mahindra Bank Personal Loan in Jodhpur |
1-5 years |
11.25%* |
5% of outstanding principal. |
Up to 2.5% |
|
ICICI Bank Personal Loan in Jodhpur |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
SBI Personal Loan in Jodhpur |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
YES Bank Personal Loan in Jodhpur |
1-5 years |
14%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
Bajaj Finserv Personal Loan in Jodhpur |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
HDFC Bank Personal Loan in Jodhpur |
1-5 years |
11.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
IndusInd Bank Personal Loan in Jodhpur |
1-5 years |
12.99%* |
4% of outstanding principal |
Up to 2.50% |
|
Indiabulls Venture Capital Personal Loan in Jodhpur |
1-5 years |
11.99%* |
5% if less than 6 Months. |
Up to 5% |
|
Axis Bank Personal Loan in Jodhpur |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
IDFC First Personal Loan in Jodhpur |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
Aditya Birla Capital Personal Loan in Jodhpur |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter preclosure Permitted after 6 months. |
1% of principal. |
|
TATA Capital Personal Loan in Jodhpur |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
Fullerton India Personal Loan in Jodhpur |
1-5 years |
17.25%* |
4% of outstanding Principal. |
Up to 2% |
|
Capital first Personal Loan in Jodhpur |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
ECL Finance Personal Loan in Jodhpur |
1-5 years |
17.50%* |
4% of principal amount outstanding +GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
