Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Raipur
Overview of Personal Loan in Raipur
Personal Loan in Raipur is a financial relief against any kind of financial woes. With the help of Instant Personal Loan in Raipur, you can meet almost all kinds of financial needs like- medical expenses, purchase consumer durable goods, debt consolidate, vacation, wedding expense, etc. Personal Loan Raipur eases your loan process which does not take any security or collateral to secure the loan. Unsecured Personal Loan in Raipur is the best possible option at the time of instant cash requirement. To avail low interest Personal Loan in Raipur, you need to have a stable income source with goods repaying capacity and high CIBIL score. But for low cibil score Personal Loan in Raipur, the interest rate charged is quite high. Online Personal Loan in Raipur helps you to apply for the loan at your own preferred time and place.
Why you should opt for Personal Loan in Raipur?
Raipur, the capital city of Chattisgarh is known as ‘Rice Bowl of India’ as is produces hundred kinds of rice. The city is India’s largest market of steel and is the centre of commerce and trade. Raipur is the hub of the industrial and commercial sector for plywood, coal, steel, aluminum and power industries. The city is experiencing huge growth in the business sector thus raising the living standard of people and increasing the demand for Personal Loan Raipur Cg. The Personal Loan Finance Company in Raipur offers Urgent Personal Loan in Raipur which you can easily repay through EMI method within the tenure up to 5 years. You can obtain low interest Personal Loan in Raipur with a minimum CIBIL score of 750 or more with a good repaying capacity.
Here are the important points as to why should you opt for Personal Loan Raipur Cg-
- Instant Personal Loan in Raipur offers flexible loan tenure from 1 year to 5 years.
- Unsecured Personal Loan in Raipur does not require any security to keep with the financial institution.
- You can avail Personal Loan Raipur Cg by submitting minimum documents and the loan gets processed very quickly.
- The Personal Loan Finance Company in Raipur offers easy Personal Loan in Raipur to meet your financial needs.
- If you have high repaying capacity with high CIBIL score and no burden of debt to repay, then there is a chance that you can avail low interest Personal Loan in Raipur.
- Low cibil score Personal Loan in Raipur is charged a higher rate of interest.
- You can avail Personal Loan in Raipur from Rs. 25,000 to Rs. 25 lakhs depending on the financial institution and your eligibility criteria.
Eligibility Criteria for Personal Loan in Raipur
To avail Personal Loan in Raipur at an attractive interest rate you need to fulfill the minimum eligibility criteria. You need to apply for Personal Loan in Raipur at a younger age as you will have a high repaying capacity. Also, you need to have a high CIBIL score of 750 or above and a good repaying capacity to fulfill Personal Loan in Raipur eligibility criteria.
Her are the common eligibility criteria for Personal Loan in Raipur-
|
Personal Loan in Raipur Eligibility Criteria |
Salaried |
Self-Employed |
|
Age of the Applicant |
21 – 60 years |
25 – 65 years |
|
Profession |
Works in any Multi National Companies or private sectors, or any govt organization |
Public or Private Ltd. companies, Business Professionals, sole proprietorship firms, partnership firms, etc. |
|
Income |
Min amount is Rs. 20,000 |
Min Turnover is Rs. 1 crore |
|
Credit score |
750 or above |
750 or above |
|
Loan Amount |
Up to Rs. 25 lakhs (varies with the financial institutions) |
Up to Rs. 30 lakhs (differs with variousbanks and NBFCs) |
|
WorkExperience |
Minimum 2 years of work experience and minimum 1 year in the present company/organization |
Business Continuity for a minimum of 3 years |
Documents required for Personal Loan in Raipur
Here are the list of required documents that you need to submit for Personal Loan in Raipur-
- Duly filled form
- Proof of ID- Ration Card, PAN Card, AADHAR Card.
- Passport size photograph
- Proof of Residence- Passport, Utility Bills like- Water or Gas, Electricity Bills, Driving License.
-
For Self-Employed
- Verified papers of Sales Tax Certificate/Memorandum and Articles of AssociationTrade License/Partnership Deed
- Copy of ITR details of past 3 years.
- Audited Balance Sheet of the past 2 years and Copy of P&L statement a/c of last 2 years
-
For Salaried
- Copy of Form 16.
- Updated bank statement of last 6 months.
- Last 3 months salary slip.
Personal Loan Interest Rates in Raipur of different Financial Institutions
When you are applying for Personal Loan Raipur Cg, you can easily compare Personal Loan Interest Rates in Raipur of different banks and NBFCs.
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
SBI Personal Loan in Raipur |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
Axis Bank Personal Loan in Raipur |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
HDFC Bank Personal Loan in Raipur |
1-5 years |
10.99%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
YES Bank Personal Loan in Raipur |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges. |
2% or 3% of the principal |
|
IDFC First Personal Loan in Raipur |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
ICICI Bank Personal Loan in Raipur |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
Aditya Birla Personal Loan in Raipur |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
Capital first Personal Loan in Raipur |
1-5 years |
16% |
4% of outstanding |
Up to 2.49% of the loan amount |
|
Bajaj Finserv Personal Loan in Raipur |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
TATA Capital Personal Loan in Raipur |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
Fullerton India Loan in Raipur |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
Kotak Mahindra Bank Personal Loan in Raipur |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
Indiabulls Personal Loan in Raipur |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
IndusInd Bank Personal Loan in Raipur |
1-5 years |
12.99%* |
4% of outstanding principal |
0.25% to 2.50% |
|
ECL Finance Personal Loan in Raipur |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
