Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Thane
Overview of Personal Loan in Thane
Personal Loan in Thane is an unsecured personal loan. Personal Loan in Thane comes with lower interest rate. There are so many banks and NBFCs who offers Personal Loan in Thane with low interest rates. If you are a salaried person your Personal Loan in Thane’s rate of interest will be low. Personal Loan in Thane comes with a very lower interest rate. But Personal Loan in Thane for low CIBIL Score comes with higher interest rates competitively person who has higher CIBIL Score. Unsecured Personal Loan in Thane will give you the full support to fulfill all you needs. You can use Personal Loan in Thane for purchasing electronics, emergency medical help, child’s education, wedding, holiday, or house renovation you can use the Personal Loan in Thane the way you want. Personal Loan in Thane without CIBIL check is impossible. If you are availing a Personal Loan in Thane online your interest rate will be lower. Personal Loans in Thane offer an amount from Rs. 25,000 to Rs. 25, 00,000 with repayment tenure of five years. You can go for Personal Loan apply online in Thane for lowest interest rates. You also can avail Easy Personal Loans in Thane with minimal documents. It is impossible to avail Personal Loan for unemployed in Thane. If you are a salaried person you can easily go for Personal Loan for salaried in Thane with minimum interest rates. Also if you want to avail a Personal Loan in Thane with low interest rate you must have maintain a lower CIBIL Score. Because Personal Loan for low Cibil score in Thane is offered a higher interest rate.
Why you should opt for Personal Loan in Thane?
Thane is one of the growing city in and, one of the most popular cities in India. The lifestyle of Thane is upgrading every day to make sure that you still didn’t stay in backwards you can avail Personal Loan in Thane to make your life easy and comfortable. You can avail Personal Loans in Thane online with attractive interest rates. Both salaried and self-employed people can avail Personal Loan in Thane. Personal Loan in Thane is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Thane, private finance loans in Thane, cash loan in Thane, immediate cash loan in Thane, Personal Loan by Private financer in Thane, instant Personal Loan in Thane, Personal Loans in Thane are different kinds of Personal loans in Thane.
Here are some points that why you should go for Personal Loan in Thane.
- You do not have to mortgage any of your security to get a Personal Loan in Thane
- No need of guarantor at Personal Loan in Thane
- Personal Loan in Thane comes with lower interest rates; the processing fees are minimal and no hidden charges are added.
- You can check your Personal Loan in Thane application status and your Personal Loan in Thane eligibility just in a second from home by just clicking a button from your home or office.
- You can repay your Personal Loan in Thane from 12 months to 60 months
- You can avail Personal Loan in Thane up to Rs. 25 lakh (varies).
- To avail a Personal Loan in Thane you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Thane.
- In your emergency needs you can easily avail instant Personal Loan in Thane, cash loan in Thane or immediate cash loan in Thane.
- If you are self-employed you can easily avail Personal Loan for Self-employed in Thane.
Eligibility Criteria for Personal Loan in Thane
It is not much hard to avail Personal Loan in Thane you just need minimum eligibility to avail a Personal Loan in Thane. You must maintain a good Credit score to avail Personal Loan in Thane. If you are applying for Personal Loan in Thane at a younger age you have chance to make your interest rate lower.
Here are the eligibility criteria for Personal Loan in Thane.
|
Personal Loan in Thane Eligibility Criteria |
Salaried |
Self-Employed |
|
Age |
21-60 years |
25-65 years |
|
Income |
Min- Rs. 20,000 or Rs. 25,000 |
Min Turnover- Rs. 1 crore |
|
Profession |
Working in MNCs, private sector or government organization |
Business Professionals, private or public ltd. companies, partnership firms etc. |
|
Work Experience |
Minimum 2 years of experience with at least 1 year in the present company |
Business Continuity for a minimum of 3 to 5 years |
|
CIBIL score |
750 or above |
750 or above |
|
Loan Amount |
Up to Rs. 25 lakhs (different for various financial institutions) |
Up to Rs. 30 lakhs (varies according to the financial institution) |
Documents required for Personal Loan in Thane
Following are the common set of documents which you need to submit while applying for Personal Loan in Thane-
- Duly filled application form.
- Passport size photograph.
- ID proof- PAN card, AADHAR card, Driving License.
- Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
-
For Salaried Individuals
- Bank Statement of the last 6 months.
- Copy of Form 16 and Receipt of Income Tax.
- Salary slips of last 3 months.
-
For Self-employed
- ITR copy of the past three years.
- Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
- Copy of Profit & Loss statement, Balance Sheet of last 2 years
Interest Rates for Personal Loan in Thane of different Financial Institutions
Following are some of the financial institutions which offer Unsecured Personal Loan in Thane online at an attractive interest rate
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
Kotak Mahindra Bank Personal Loan in Thane |
1-5 years |
11.25%* |
5% of outstanding principal. |
Up to 2.5% |
|
ICICI Bank Personal Loan in Thane |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
SBI Personal Loan in Thane |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
YES Bank Personal Loan in Thane |
1-5 years |
14%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
Bajaj Finserv Personal Loan in Thane |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
HDFC Bank Personal Loan in Thane |
1-5 years |
11.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
IndusInd Bank Personal Loan in Thane |
1-5 years |
12.99%* |
4% of outstanding principal |
Up to 2.50% |
|
Indiabulls Venture Capital Personal Loan in Thane |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
Axis Bank Personal Loan in Thane |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
IDFC First Personal Loan in Thane |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
Aditya Birla Capital Personal Loan in Thane |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
TATA Capital Personal Loan in Thane |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
Fullerton India Personal Loan in Thane |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
Capital first Personal Loan in Thane |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
ECL Finance Personal Loan in Thane |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
